**Merrill Guided Investing and Merrill Guided Investing with Advisor have an annual program fee of 0.45% and 0.85%, respectively, based on the assets held in the account. Investing involves risk. ** Other fees may apply. clients, is part of the Investment Solutions Group (ISG) of GWIM. Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp."). Bank of America Advantage SafeBalance Banking™ accounts do not count toward the account or balance requirements, and do not receive the fee waivers and other benefits of the program. dashboard to see everything in one place. Investments in mutual funds are held in an omnibus account at MLPF&S in the name of BANA, for the benefit of Get clear, transparent pricing so you always know what you’re paying. With Merrill, you get straightforward advice and guidance. Power are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results and such rankings should not be construed as an endorsement. MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc., a licensed insurance agency and wholly owned subsidiary of Bank of America Corporation. This fee is charged monthly in advance. There are costs associated with owning ETFs. personalized strategy to pursue your goals. *Other fees may apply. *** Qualify for discounted pricing with Preferred Rewards.⁴, 0.85% annual program fee. 5Negotiated annual asset-based fee for Investment Advisory Program. Other fees and restrictions may apply. Merrill Lynch makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated, a registered broker-dealer and member SIPC, and other subsidiaries of Bank of America … 4You are eligible to enroll in the Preferred Rewards program if you have an active, eligible Bank of America® personal checking account or Bank of America Advantage Banking account and maintain a three-month average combined balance in your qualifying Bank of America deposit accounts and/or your qualifying Merrill investment accounts of at least $20,000 for the Gold tier, $50,000 for the Platinum tier, or $100,000 for the Platinum Honors tier. Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets. This material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy. buy any securities, products, or services from Merrill or any other person or entity. personalized advice and guidance that evolves with your needs. A goals-based investment advisory program with investment portfolios built, rebalanced1  and monitored by Merrill investment professionals, with the option to work with an advisor.2. Due to COVID-19 and its impact on the current environment, the United States Postal Service is unable to deliver mail to certain foreign countries. After a rigorous examination of candidates’ initiatives, Catalyst conducts intensive onsite evaluations at select organizations to establish its winners.